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Like any new entrepreneur, songwriters may themselves experience cash flow problems and look for additional financing to keep the lights on. However, unlike businesses that have inventory to put up as collateral, songwriters have only their intellectual property and the royalties that property can earn. This limits the options from traditional banking sources and requires songwriters to seek out alternative funding that’s available as an advance against royalties or from selling some rights in exchange for quick cash.

Here we see that we’ve flattened out into a bit more of a bell curve rather than that middle-finger looking thing from 2017, with the four-chord song still being the norm. Panic! at the Disco threw some jazzy borrowed and secondary chords our way and pushed the collective envelope one column further than 2017, with an all-out eight-chorder.